Interest-only vs principal and interest home loans

Build the website for Australian Mortgage Compare (australianmortgagecompare.com.au). Country: Australia. Write in Australian English. Build exactly the 13 pages listed in PART 3, no more and no fewer. Read every part before planning.

The formulas, assumptions and official sources behind every calculator, including repayments, borrowing power, stamp duty, refinance break-even and fixed vs variable, and what each one leaves out.

How going to a mortgage broker differs from going straight to a bank, how brokers are paid, the best interests duty, how to check a licence with ASIC and how to complain to AFCA.

Why advertised home loan rates must come with a comparison rate, how fees change it, why it is based on over 25 years, with a worked example using example rates.

What LMI is, who it protects, when it usually applies above 80% of the property's value, and how buyers avoid it with a 20% deposit, the 5% Deposit Scheme or a guarantor.

What pre-approval is and is not, how long it usually lasts, what can change it, and a five-step order from estimating borrowing power to house hunting within the limit.